If you have been involved in a car accident in the San Bernardino area, you may have to sue the other driver who hit you in order to recover for your injuries. When you do this though, it is more likely than not that the money you end up collecting will come from his or her insurance company rather the driver. Insurance companies tend to represent drivers involved in accidents, hiring them lawyers who zealously represent the insurance company’s interests in the case. This usually means that the insurance company’s attorneys end up making the case go away quickly and quietly, either by aggressively defending the at-fault driver or settling for a low amount.
Insurance Companies Are On Their Own Side – Insurance companies will do whatever it takes to prevent having to payout more than they have to. After all, they are for profit companies. They exist to make money and insuring people is the way that they do it. Therefore when one of their drivers is involved in a car accident there is a strong financial incentive to minimize the amount of money that they will have to pay out and they achieve this through a number of ways.
Whatever It Takes – Blaming the victim is a common tactic employed by insurance companies in order to minimize their own financial liability. California is what is called a ‘pure’ comparative negligence state. This means that the plaintiff will still recover damages after his or her percentage of fault has been deducted from the final award in a case, even if the plaintiff was 99 percent at fault for the accident. Insurance companies will argue often successfully that the accident the plaintiff was involved in was actually the fault of the plaintiff, seeking to reduce the amount that they will eventually have to pay.
Most insurance companies also use their powerful position and large amount of financial resources to advantage when it comes to negotiating a settlement agreement. It is not uncommon for an insurance company to stall out a claim or legal proceedings against it by continuing its investigation when processing a claim or drawing out litigation when it is sued. People who have been injured in car accidents need money immediately to pay medical bills and that is a fact that they know and exploit.
Rancho Cucamonga, San Bernardino County Personal Injury Attorneys Who Know How To Handle Insurance Companies – Everyday people do not spend all of their time handling car accident claims for injuries but insurance companies and their lawyers do. Attempting to take on an insurance company in order to recover for your injuries can often be like trying to get water from a stone. Therefore it is important to consult with a personal injury attorney experienced with dealing and negotiating with insurance companies and their legal counsel.
The attorneys at the Law Offices of Justin King can help guide you through your personal injury claim, including negotiating with insurance companies and if necessary representing your interests in court against them. Contact them today at (909) 297-5001 for a free confidential initial consultation.